Learn & Earn™

Learn and Earn was created by the founders and engineers of Acorns with the goal of helping students learn the skills and earn the money needed for success. It was created in partnership with Junior Achievement, one of the most reputable academic charities in the country. Students earn small amounts of cash for completing interesting and educational courses on the app. Once rewards are earned, students will invest that money in the stock market! Users can select up to 10 individual stocks to customize their portfolio with 50% allocation remaining in a safe and diversified fund. Learn and Earn helps kids stay engaged with educational topics while earning a micro-income to invest for their futures!

Quick Summary: Learn & Earn is a new learning and investing tool for high school students interested in learning about financial and career related topics, while also earning reward capital to invest in the stock market. Students explore the content ranging from financial and investment topics, to cutting edge industries and lucrative career paths, to profiles of young and successful people they may look up to. Main topics include financial literacy, entrepreneurship, professional development, or personal development, but more fun and engaging topics are also available. Students unlock money that parents, mentors, or sponsors have funded, money which is then invested by the student, into a safe, “invest with training wheels” diversified investment portfolio.

How It Works: Students sign up using their phone number by downloading the app and creating a profile. The student is asked to send a notification to their parent or guardian to complete account creation and provide a funding source (if available). Once registration is complete, students are able to use the app to explore different content and courses available to them, along with the reward offered. Students complete simple courses introducing concepts, terms, or even careers to unlock rewards. Rewards build core diversified investment portfolio, and students customize the portfolio by selecting up to 10 individual stocks to invest directly into. Students also create a gofundme style profile where friends and family can contribute to their education fund!

Star Rating:

Year Founded: 2019

Methods To Earn: Parent or sponsor funded, corporate sponsored

Difficulty To Earn: Simple to understand, but takes a moderate amount of time to complete courses

Reward Type: Investment Rewards

Unique Features: Learn to earn concept is unique, exclusive content, student-friendly investment sandbox

Cost: $2 per month

Platform(s): iOS, Android


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