Acorns®

Acorns is the fastest growing micro-investing app in the country and one of the first companies to even allow consumers to earn micro income on a large scale. With over 8,000,000 investors, many investing as little as a dollar per day by rounding up their change, Acorns buys fractional shares and pays micro dividends to all its customers on a quarterly basis. In addition, the company has partnered with over 50 brands from Nike to Chevron that will pay consumers that interact with that brand. For example, every time you buy gas at Chevron you receive 25 cents into your Acorns investment account.

Quick Summary: Acorns is a leading investment application offering passive investing for the younger generation of investors. The Acorns app enables people to round off the change from every debit card purchase and sweep it into a diversified investment account. Acorns also was one of the first companies to champion the concept of “Found Money” where customers micro-earn rewards for shopping at brand partner stores or websites. Acorns enables their users invest a small amount of money frequently over a long period of time to build wealth.

How It Works: Users sign up for the app and first link their bank account and debit cards, creating a data channel between Acorns and the user’s bank. Everytime a user makes a purchase, the transaction is rounded up to the nearest dollar and the change is swept into a diversified investment account. Users also earn investment rewards for spending money with brand partners like Exxon Mobile. Users help pick their investments and can cash out to their bank account whenever funds are needed.

Star Rating:

Year Founded: 2012

Methods To Earn: Round up the change to invest, cashback rewards, partner rewards

Difficulty To Earn: Very simple, nothing needed after set up

Reward Type: Cash and investment rewards

Unique Features: Round up the change feature, as well as exclusive reward partnerships with top brands

Cost: $1-$5 per month (different tiers)

Platform(s): iOS, Android, Web


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